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He who is kind to the poor lends to the LORD, and he will reward him for what he has done. Proverbs 19:17

In our times of uncertainty, the credit rating has become huge in determining if we will reach our goals. It wasn’t long ago that a mediocre credit rating could give you all the money you thought you needed to get all those cool toys you wanted. But easy credit led to debt because we borrowed way more than we could possibly pay. Now our dreams for dream home have changed to a hoping for a home at all; rather than the shiny sports car we just hope we have enough money to keep our 15 year old sedan running one more year; and Christmas…tighten your belt because even Santa is having trouble these days.

Financial institutions are afraid to loan money these days because so many of us are in debt that they can’t take the risk. Those with good collateral or an outstanding credit rating get the money they are seeking at the best loan rates.

God’s economy doesn’t work anything like mans economy. God’s economy isn’t built on what we have or what we’ve done in the past. God’s economy is built on who He is and what we do with Him.

Proverbs 19:17 isn’t so much about money as it is how we treat each other. Sometimes our actions towards one another are built on the philosophy of ‘what will I get in return for this.’ At the very least, when we do something nice for someone we expect a ‘thank you’. If we don’t get thanked we feel slighted and may think twice about doing something for that person again.

Relationship Credit Ratings also ask the question, ‘What have you done to me/for me in the past?’ It’s easy to be kind to kind people. It’s easy (and sometimes safer) to avoid angry people. Angry people hurt people and none of us wants to be hurt. Being kind is as risky as loaning money to a person with bad credit. The result can be the same. You get burned and feel like you’ve been taken advantage of.

As Christ-followers we need to take a different look at kindness. Each of us has a ‘Love Bank’ within us. We take from this bank to do kind things for others. When that kindness is returned we deposit it back in our bank to share with others. Sometimes though, our tank runs dry. We are in abusive situations, we are hounded by the guilt and shame of our past, we’re overworked, underpaid and so deep in trouble we can’t see the end of the tunnel.

What we need to make progress on this journey called life is a bank account that is endless. Proverbs says that when we show kindness to someone; no matter who it is; no matter what they have done to us in the past; no matter how ungrateful or undeserving they are, we should do it as though we are lending to God. Our actions may not be appreciated by others, but they will be by God.

When we do good things for ‘bad people’ we are drawing off the Love Bank of God. His ‘bank’ has unlimited assets. Every time we make a withdrawal from God’s bank account, He promises to reward us! Be kind to each other as though we were being kind to God. Consider what He has done for you when you interact with those who may not be pleasant. You will reap the rewards of God’s love when you do.

PRAYER: Father God, I thank you today for your great kindness and love. I confess to you that there are some days, and some people who I have a real hard time being kind to. They have hurt me, taken advantage of me and judged me unfairly. Empower me by Your Spirit to show them kindness because of you and not based on their Relational Credit Rating. In Jesus name, Amen.

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